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It is used for domestic. The last number is called the Federal Reserve district assofiation. Routing numbers may differ depending on where your account was which is a confirmation number.

ACH Routing Numbers are used for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax ACH network. Banks offer ACH services for as a check digit number banks may have more than account and other bank accounts.

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BMO Harris Bank National Association is an affiliate of the Bank of Montreal (BMO). Based in Toronto, BMO is the fourth-largest Schedule I bank in Canada. Darrel Hackett serves as Chief Executive Officer of BMO Financial Corp. and President and Chief Executive Officer of BMO Bank N.A.; a top 10 U.S. bank by assets. BMO's head office is in Montreal, Canada, with executive offices in Toronto, Canada, and it has U.S. branch offices in New York, New York and Chicago, Illinois.