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How to Open Your First Bank Account (Checking \u0026 Savings)How do I open a checking account? You can open a checking account online or in-person at a Wells Fargo branch. You must be 18 or older to apply online. 17 and. Open NEXT Saving account, an online account, via Krungthai NEXT Application, easily, conveniently, and fast. Opening an account will not be difficult anymore. Yes, banks generally require an online bank account to be opened by someone at least 18 years of age, so be sure to check the state in which the account will.