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Instalment deferment via DIB alt phone banking � Minimum salary requirement - AED � Tenure of up to 60 months � Available for new and used cars. Generally, banks have a minimum age criteria of 21 years to qualify for auto loans. The maximum age limit for loan repayment usually falls between years. Simple Documentation � Personal / Business Bank Statements � Salary Certificate / Payslips � Passport/Khulasat al Khaid copy � Valid Visa (Expatriate customers).