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Video 17: How to execute your very first trade (walk through)BMO CD Specials � 13 APY: % � 25 APY: % � 35 APY: % � 45 APY: % � 59 APY: %. Currently, BMO Bank CDs earn rates between % and %, depending on the CD term and product chosen. Generally, standard BMO Bank CDs have. 1 Year High Yield CD: % APY � 2 Year High Yield CD: % APY � 3 Year High Yield CD: % APY � 4 Year High Yield CD: % APY � 5 Year High.