Lower credit card interest rate

lower credit card interest rate

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If your credit card company love you and want you their procedures for rate reductions.

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3 ways to drastically lower your credit card interest rates
Quick Answer. You can negotiate a lower interest rate on your credit card by calling your card issuer and asking for a rate reduction. Here are some tips on how you can lower your credit card APR: 1. Improve your credit score. An improvement in your credit score is critical. Contact your credit card issuer using the number on the back of your credit card and explain why you would like an interest rate reduction.
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If you have found numerous other offers you are eligible for, let them know. Open a New Bank Account. A credit card hardship program or debt management program may also provide much-needed assistance if you're struggling with temporary financial hardship. How to minimize interest charges Here are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month.