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A personal line of credit for everyday use, like purchasing.
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A personal line of credit for everyday use, like purchasing.
Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0. Learn more. Step 1 of 4 Why do you need a line of credit? With an interest-only payment, none of the payment amount goes toward the original amount borrowed. This steep rise in the monthly HELOC payment can be a shock to borrowers who were making interest-only payments for the first 10 or 15 years.
