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Switching BanksHow To Switch Banks: A Step-By-Step Guide � 1. Finding a Bank � 2. Make a List of Your Automatic Payments and Deposits � 3. Open a New Bank. How to switch to Wells Fargo � Step 1: Fund your new account � Step 2: Move your payments � Step 3: Close your old account. Switching banks is easy with Bank of America, from opening your account to transferring direct deposits. Learn how to switch banks online today.