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BMO Products \u0026 Services for Small Business Owners \u0026 EntrepreneursEssential Business Checking. BMO Harris Bank Business Service Fee Schedule. This BMO Harris Bank Business Service Fee Schedule and the Deposit Account Agreement. The BMO Elite Business Checking account is ideal for businesses wanting to earn interest on balances and having more monthly transactions. Key benefits include a range of specialized account options, advanced online and mobile banking tools, personalized cash flow management.