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BMO� CashBack World Elite� MasterCard� - 1.75% Every DayThis product summary provides an overview of the insurance benefits included with your BMO Ascend World Elite Mastercard. Purchase Security Insurance covers against theft of, or damage to, covered items within the first ninety. (90) days from the date of purchase when you charge. Emergency Medical coverage is for the first thirty-one (31) days of Your Trip only. For Trips of a longer duration You may be able to purchase additional.