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How to Get your BMO Account Statement OnlineThe BMO Savings Builder account currently earns % APY, while the BMO Alto Online Savings account currently earns % APY. Rates can change at any time, so. Top HISA rates in Canada ; BMO Savings Amplifier Account, %, $0 ; Bridgewater Bank Smart eSavings� Account**, %, $0 ; Canadian Tire High. Explore if BMO savings account rates are right for you. Its online-only savings account offers a % APY, unlike its traditional accounts.